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Love Your Neighbor (Romans 13:5–8) by R.C. Sproul. © Ligonier Ministries 2026. Used by permission of Ligonier Ministries. All rights reserved.
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Paul says we submit to the civil magistrate not merely to avoid wrath, but for conscience’ sake. God has placed rulers over us, so obedience is a matter of principle — our consciences held captive by the Word of God — unless the state commands what God forbids or forbids what God commands.
Rome’s taxation was oppressive and hated, yet Paul tells the people of God to pay it. Government does not produce wealth; it must be financed, and God gives the magistrate the right to levy taxes, enforced by the sword. We pay not because the tax is fair, but because it is due.
The same God who grants the right to tax holds rulers to taxing justly. Scripture thunders against rulers who crush the poor — Amos, and Ahab confiscating Naboth’s vineyard. Sproul warns that Christians must never use the ballot to pick a neighbor’s pocket; a tyranny of the majority is still injustice.
Justice, in Aristotle’s classic definition, is giving each person what is due. Honor is owed to parents, employers, magistrates, and pastors even when they have not earned it — it is theirs by God’s decree, not by merit. So Christian ethics cannot be reduced to merit and demerit.
Verse 8 is not a blanket ban on borrowing — Scripture gives real provisions for debt while condemning oppressive usury. Paul names the debt that can never be discharged: love. Love does no harm to a neighbor, and so love is the fulfillment of the law — every commandment summed up in one obligation.